High Risk? No Problem
When you have a financial risk that is deemed too great by a regular insurance company, you may purchase surplus insurance from an insurer that may not be licensed in your state. This does not mean that the policies the insurance company issues are not valid, it simply means the company is subject to different regulations from those that govern acknowledged or standard insurance carriers. In fact, most states have thoroughly detailed insurance laws governing their surplus lines insurance providers. If you have been denied by a standard insurance company for coverage of your financially high risk needs, contact The Legacy Insurance Group. We can work with you to find the right surplus lines insurance to get you the coverage you need for your high-risk assets.